Chartered Accountant · Data Analyst · New Delhi

Sadia
Saad Yusuf

CA with 7+ years of high-stakes audit experience across India's biggest institutions — now turning deep financial domain knowledge into risk analytics and data-driven insight with Python, SQL, Power BI, and Tableau.

CA · ICAI Python · SQL Power BI · Tableau Risk Analytics Financial Modelling
Connect on LinkedIn View GitHub
7+
Years audit experience
15+
Major clients audited
10+
Certifications earned
8
Analytics projects (GitHub)
About

Finance mind.
Data instinct.

I'm a Chartered Accountant from ICAI who spent seven years auditing some of India's most complex organisations — the State Bank of India, Delhi Metro Railway Corporation, BSES Yamuna Power, IFCI, and DMICDC. That work gave me something rare: an instinctive feel for where financial data lies, misleads, or reveals truth under pressure.

Now I'm combining that domain depth with serious analytical capability — Python, SQL, Power BI, Tableau, financial modelling, and data warehousing. My GitHub portfolio includes projects from NHS capacity analysis to DCF valuation of DMart to a full data warehouse build in SQL.

I'm not a generalist analyst who learned some finance. I'm a finance professional who has earned the analytical tools — with a particular focus on risk analytics, fraud detection, and financial intelligence.

🎓
Qualification
Chartered Accountant (ICAI) · M.Com, IGNOU · B.Com (Hons), Delhi University
📍
Location
New Delhi, India
🏦
Domain Depth
Financial Risk · Audit Analytics · Banking · Compliance
📊
Analytics Stack
Python · SQL · Power BI · Tableau · Excel (VBA/PQ)
✉️
Email
sadiayusuf23@gmail.com
What I do

Areas of expertise

🔍
Audit & Assurance
Statutory Audit · Internal Audit · Tax Audit · Risk Assessment · Internal Controls · Ind AS / IFRS · Stock Audit · Limited Review
📈
Financial Analysis
DCF Valuation · Comparable Company Analysis · Financial Modelling · Variance Analysis · Sensitivity & Scenario Analysis · Forecasting
🐍
Python Analytics
Pandas · NumPy · Matplotlib · Seaborn · Exploratory Data Analysis · Statistical Analysis · Data Cleaning & Transformation
🗃️
SQL & Data Engineering
PostgreSQL · MySQL · Advanced Queries · Stored Procedures · Data Warehouse Design · ETL Pipelines · Data Quality Management
📊
Business Intelligence
Power BI · Tableau · Executive Dashboards · KPI Reporting · Data Storytelling · Power Query · Power Pivot · DAX
🤖
Excel & Automation
VBA Macros · Power Query · Advanced Formulas · Solver · Pivot Tables · Data Analysis ToolPak · Process Automation
Career

Experience

Nov 2019 – Present
6+ years
KPMR & Associates · New Delhi
Auditor
Key clients: State Bank of India · Delhi Metro Railway Corporation · Janta Cooperative Bank · 15+ others
  • Led statutory and internal audits for 15+ clients across BFSI, infrastructure, and manufacturing sectors.
  • Conducted statutory audit for SBI — analysing multi-branch data, loan portfolios and financial products worth billions of rupees.
  • Executed internal audit for Delhi Metro Railway Corporation, evaluating CapEx decisions and governance protocols.
  • Identified control gaps that improved operational efficiency by 25% and materially reduced compliance risk.
  • Applied Python and SQL to automate financial data extraction, reconciliation, and anomaly detection in audit workflows.
Feb 2013 – Jul 2015
2.5 years
Thakur Vaidyanath Aiyar & Co. · New Delhi
Senior Articled Assistant
DMICDC · BSES Yamuna Power · IFCI · FIEO · Fujifilm · Urban Mass Transit Company
  • Executed statutory, internal, tax, and stock audits for a high-profile portfolio spanning infrastructure, power, finance and manufacturing.
  • Prepared comprehensive audit reports and financial statement analyses for organisations with multi-crore asset bases.
  • Identified and documented internal control gaps; recommended improvements aligned with regulatory best practices.
Feb 2012 – Feb 2013
A.K. Khattar & Associates · New Delhi
Articled Assistant
  • Built foundational expertise in audit methodology, financial analysis, and client engagement management.
  • Performed reconciliations, journal entries, and documentation across client engagements.
Portfolio

Analytics projects

SQLPLpgSQLData Warehouse
Modern Data Warehouse Build
End-to-end data warehouse built from scratch using SQL: star schema design, ETL pipelines, stored procedures, and financial reporting layers.
View on GitHub
SQLTableauExcelRFM
Multi-Country Retail EDA
RFM customer segmentation, channel evaluation, and high-value product identification for a multi-country retail dataset. Interactive Tableau dashboards as output.
View on GitHub
ExcelFinancial ModelDCF
DMart — DCF Valuation Model
Full financial model for Avenue Supermarts (NSE: DMART) using DCF and comparable company analysis. Includes revenue forecasting, FCFF, and sensitivity scenarios.
View on GitHub
PythonPandasMatplotlibHealthcare
NHS Diagnostic Analysis
Diagnostic analysis of NHS appointment data (2020–2022): COVID-19 impact, capacity utilisation, waiting times, and operational efficiency using Python. Executive-ready deliverable.
View on GitHub
PythonClassificationData Engineering
Product Attribution System
Rule-based + confidence-scored product classification engine mapping raw product data to client-defined taxonomies. Demonstrates judgment-driven data engineering.
View on GitHub
PythonPandasAnomaly DetectionRisk Analytics
Banking Transaction Anomaly Detection & Analysis
End-to-end Python pipeline that detects anomalies, flags risk signals, and surfaces spending patterns in banking transaction data. Uses dual-method detection (Z-score + IQR), 24-hour velocity checks, and dormant account spike analysis. Key findings: 3.2% outlier rate, top 3 categories account for 68% of spend, seasonal spikes in December and March. Built on real SBI audit experience.
View on GitHub
Credentials

Certifications

Chartered Accountant (CA)
ICAI · Nov 2017
⭐ Core Credential
Tableau & Power BI Specialist
Grant Thornton
Advanced Excel & VBA
Grant Thornton
Financial Modelling & Valuation
Grant Thornton
Google Data Analytics
Coursera / Google
Investment Banking & Financial Analytics
Boston Institute of Analytics
Power Query & Power Pivot Mastery
Udemy
Statistical Analysis & Data Visualization
Udemy
Excel Skills for Data Analytics
Macquarie University · Coursera
Gen AI for Managers
TimesPro
IBM Data Analyst Professional
Coursera
In Progress
Business Analytics for Executives
LSE Online
In Progress

Let's connect

Open to BFSI analytics, financial data analyst, BI analyst, and risk analytics roles.

✉ sadiayusuf23@gmail.com in LinkedIn ⌥ GitHub